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	mads.xsd"><authority><topic authority="https://adm.senado.leg.br/vcb/vocab/">Transferência eletrônica de fundos</topic></authority><related type="narrower"><topic>Criptomoeda</topic></related><related type="broader"><topic>Intercâmbio eletrônico de dados</topic></related><variant type="other"><topic>Dinheiro digital</topic></variant><variant type="other"><topic>Moeda digital</topic></variant><variant type="other"><topic>Moeda virtual</topic></variant><variant type="other"><topic>Sistema eletrônico de fundos</topic></variant><variant type="other"><topic>Telebanking</topic></variant></mads>